Long term care insurance (LTC insurance), unlike most health insurance plans, pays for the cost of your care when you need permanent help with activities of daily living (bathing, dressing, eating, etc.). Depending on the LTC policy, covered services may include nursing home care, personal care at home, assisted living facilities and/or adult day care. While some insurance plans, including Medicare and Medigap, may pay for a limited number of days in a nursing home or short term health care … [Read more...] about Long Term Care Insurance—Is It Right For You? (An Elder Law Today Blog)
Successful Planning (An Elder Law Today Blog)
Elder law attorneys assist individuals and families in developing estate plans to avoid depleting their assets should they become ill and need long term care. For those individuals who are already in a nursing home, elder law attorneys help them qualify for Medi-Cal benefits while maximizing the amount of money they are able to keep. Here is an example of a family my office was able to assist: Planning for someone to take residence in a skilled nursing home and being able to qualify them … [Read more...] about Successful Planning (An Elder Law Today Blog)
A “Goodbye” Message from Our Director of Geriatric Care Management
On May 12th I, Lois Tager, will be retiring from this wonderful Law Firm. I wanted to take this opportunity to say “Goodbye” to all our exceptional clients. Together with Roy and his superb staff, building our Geriatric Division has been one of the most rewarding endeavors of my career. Helping to service the needs of our clients has been most rewarding and I shall miss you all. The field of Geriatric Care (also known as Elder Care) associated with a Law firm was unheard of just a short … [Read more...] about A “Goodbye” Message from Our Director of Geriatric Care Management
Avoiding Probate (An Elder Law Today Blog)
When an individual dies owning property solely in his or her name without a beneficiary designation, a formal procedure ("probate") is usually needed to determine to whom the property should pass. If there is a valid Will, the probate court will oversee that property passes according to the terms of the Will. If there is no Will, the property will pass to the individual's heirs at law through the probate system. However, it is possible to legally pass property to another person without going … [Read more...] about Avoiding Probate (An Elder Law Today Blog)
The Dangers of Social Isolation (An Elder Law Today Blog)
by: Lois G. Tager, M. Ed., CSA Director of Geriatric Care Management, Litherland, Kennedy & Associates, APC, Attorneys at Law “Nobody relishes the prospect of aging without a spouse or family member at their side, without friends to help them laugh at the ridiculous parts and support them through the difficult times.” (Senior Living Blog) Unfortunately, that is what many seniors face. Due to the lack of socialization, seniors are less able to contribute to their communities. Seniors who … [Read more...] about The Dangers of Social Isolation (An Elder Law Today Blog)
VETERANS AID AND ATTENDANCE SPECIAL PENSION
Many people are not aware that the Department of Veterans Affairs offers assistance to veterans, their spouses and widows to help with assisted living and nursing home costs. This benefit is known as the Veterans Aid and Attendance Special Pension. VETERANS AID & ATTENDANCE People who have served in the military make a lot of sacrifices, but there are certain benefits that go along with service. Most of these are well understood, but the Veterans Aid and Attendance Special Pension is … [Read more...] about VETERANS AID AND ATTENDANCE SPECIAL PENSION
Do You Need to Speak with an Elder Care Law Firm?
The question of when you might need to speak to an elder care law firm can be a difficult one to answer. What is an elder care law firm? How can they help you? What if it is a loved one who needs help? This blog article will address these questions to assist you in determining when you or a loved one might need to speak with an elder care law firm. When you need an elder care law firm for yourself Elder law attorneys specialize in the legal issues that affect seniors. These issues can include … [Read more...] about Do You Need to Speak with an Elder Care Law Firm?
Home Safety – Reducing the Risk of Falls (An Elder Law Today Blog)
The home which was ideal while you raised your family may now have safety issues as you age. An American Association of Retired Persons study showed that 90% of all older Americans preferred to remain in their homes as they age. Having your home reviewed by a qualified person for Home Safety is a very important element if this is your plan. Although there are numerous potential safety risks in a home (i.e., fire, poison, drowning, electrocution), falls are the leading cause of injury-related … [Read more...] about Home Safety – Reducing the Risk of Falls (An Elder Law Today Blog)
Veterans: Develop a Cogent Plan for Aging
Individuals who spend some time in the service may be entitled to certain benefits that can be very useful later on in life. For one, if you serve for at least 20 years in the military, you become entitled to a retirement pension. This coupled with your Social Security benefit could go a long way toward providing you with the ongoing income stream that you need to enjoy your retirement in comfort. Another benefit that is often overlooked is the Veterans Aid & Attendance special pension. … [Read more...] about Veterans: Develop a Cogent Plan for Aging
How Expensive Are Nursing Homes in California?
When you are devising a long-term financial plan, you should consider the eventualities that you may face during your twilight years. Nursing homes are very expensive, and many elders do require nursing home care at some point in time. There are various different reasons why people ultimately need this level of care. However, when you gain an understanding of the widespread nature of Alzheimer's disease, you can see why so many seniors need long-term care eventually. The Alzheimer's … [Read more...] about How Expensive Are Nursing Homes in California?
