In our modern society driving is inherently necessary for many individuals. Of course, it is possible to use public transportation if you live in some areas, but when you become a senior citizen mobility and safety can be issues that come into play. So, it is difficult to advise an elder to start riding a bike or taking the bus. However, all of this results in a classic Catch-22. The fact is that your ability to drive safely will often wane as you start to reach an advanced age. In … [Read more...] about Senior Drivers Face Challenges
As we start to reach the end of 2012, some much-anticipated annual statistics relevant to the elder law community are becoming available. We can now pass along the news about the release of the brand-new MetLife Mature Market Institute survey that provides a look at the current state of long-term care costs. Experts have stated that these costs are expected to continue to rise, and this year's survey corroborates that assessment. Nationally, the average cost for a private room in a nursing … [Read more...] about MetLife Releases Fresh Long-Term Care Statistics
It is always a good idea to consult with a local San Jose elder law attorney before you enter into a contract with a nursing home. This is not to imply that there is generally any unscrupulous intent. It is simply a matter of knowing exactly what you are signing. With the above in mind, there was recently a relevant court case (Cook Willow Health Center v. Judy Andrien) decided in the state of Connecticut. A nursing home was seeking compensation for an unpaid balance, and they cited an … [Read more...] about Nursing Home Contracts: Proceed With Caution
When you feel completely healthy, you may have a hard time wrapping your head around the possibility of not being in the same condition at some point in the future. This can enter into the equation when you are planning ahead for your retirement years and the twilight years that inevitably follow. Those who have lived healthy lifestyles may assume that they are never going to need living assistance. After all, when you make the right choices over a number of decades, you should receive some … [Read more...] about Healthy Seniors, Don’t Overlook Potential Assisted Living Expenses
Medi-Cal is the California Medicaid program that will pay for a stay in a nursing home or an assisted living community if you can qualify. Because there is a small upper resource limit of $2,000, your first thought may be that there is no way that you can qualify for the program because you are a homeowner who has some savings. In fact, it is possible to qualify for Medi-Cal while keeping assets in the family. The Kaiser Family Foundation tells us that seven out of every 10 individuals who are … [Read more...] about Medi-Cal Planning: Will I Lose My Home?
If you knew you were likely to incur a large expense in the future, you would start making preparations to be able to handle this challenge as soon as possible. With this in mind, you would do well to understand the fact that most senior citizens are going to need long-term care at some point in time. There are those who go forward with an underlying sense of security because they are under the impression that Medicare will provide the safety net that they need during their senior years. While … [Read more...] about Nursing Home Expenses: Are You Fully Informed?
Northwestern University recently gathered some data to get a handle on the hiring practices of private agencies that provide people with in-home caregivers. The data gathered is very useful to those in the elder law community. Clearly, elders who need assistance with their day-to-day needs have ongoing medical issues in most cases. An individual who is being sent out to help a senior with his or her daily routine would logically have some basic understanding of fundamental medical … [Read more...] about Study Raises Elder Law Eyebrows
Given the extraordinarily high cost of long-term care, you have to take advantage of any benefit that may be available to you that would defray your assisted living expenses. Veterans of the United States Armed Forces who served for even a single day during a time of war may be entitled to just such a benefit. The Veterans Aid & Attendance special pension is available to veterans who have served for at least 90 days, with a minimum of one of these days taking place during wartime. You are … [Read more...] about Veterans may have to Contend with Look-Back Period
Given the fact that dementia strikes upwards of half of all Americans who are 85 years of age and older, incapacity planning is really a must for serious minded individuals. If you fail to take action in advance and become incapacitated, a conservatorship proceeding could take place and your affairs could wind up being conducted by an individual who is not of your choosing. On the other hand, if you are proactive about executing the appropriate documents, your own hand-picked decision-makers … [Read more...] about Shorter Strides, Slower Gait may be Alzheimer’s Indicators
If you are thinking that Medicare is going to cover all of your expenses when you need health care as a senior citizen, you may want to reevaluate your expectations. The fact is that there are expenses that you must pay as a Medicare recipient, and they are significant, especially when you consider how they would erode the typical monthly Social Security benefit. The Medicare program is broken down into four different parts. There is Medicare Part A, which is the component that is used to … [Read more...] about Seniors Face Significant Out of Pocket Medical Expenses