by Justin M. Kennedy Litherland, Kennedy & Associates, APC, Attorneys at Law What if a fire or other natural disaster hit your home or a loved one’s home? Could this result in Medi-Cal disqualification? Let’s discuss. The home of the Medi-Cal recipient is an exempt asset, meaning the recipient may keep their home while receiving Medi-Cal. If the home is sold, the proceeds from the sale could result in Medi-Cal disqualification. But what if that home rather than being sold, … [Read more...] about Medi-Cal and Disaster Payments
The Medicare program is relied upon by most senior citizens. You become eligible for Medicare coverage at the age of 65 if you have accumulated at least 40 retirement credits. You accrue credits as you earn taxable income throughout your life. You may feel confident about your health care needs being met during your retirement years because you will qualify for Medicare. The wildcard is the matter of long-term care. Medicare does not cover long-term care. A stay in an assisted living community … [Read more...] about Medi-Cal Recovery: Can the Government Take My Home?
Before we examine Medi-Cal recovery and joint tenancy in California, we would like to provide some background information. The Medi-Cal program is theoretically intended to provide health insurance to people who have significant financial need. It is a program that is jointly administered by the state of California along with the federal government. Medicare doesn't pay for long-term care, so many seniors who were never really impoverished use Medi-Cal to pay for living assistance. Because of … [Read more...] about Medi-Cal Recovery in Campbell California, Joint Tenancy, and Your Home
When it comes to issues of Medi-Cal and the primary residence, there are two situations which need to be considered, qualification to receive Medi-Cal benefits and Medi-Cal recovery against the home after a person has died. Qualification Although there are several situations which can result in the home being considered exempt for purposes of qualifying to receive Medi-Cal benefits, all of which are set forth in Cal Code Regs. Tit. 22 §50425, there is one exemption which normally makes all the … [Read more...] about Medi-Cal Qualification-Home Sweet Home