Elder care attorneys assist clients who want to address the eventualities of aging. Indeed, there are a number of different contingencies that you may face when you reach an advanced age. You should certainly be aware of them so that you can take the right steps to prepare yourself.
Long-Term Care Costs
One of the most pressing issues of our day is the matter of long-term care costs. Many people are lulled into a false sense of security. They believe that Medicare will pay for all of their health care needs after they reach the age of 65.
Medicare will help, but there are out-of-pocket costs for covered care. This is something to be aware of, but there is a far bigger gap. Medicare will not pay a dime toward long-term custodial care. This is the type of care that you would receive in a nursing home or assisted living community.
These facilities are extremely expensive. We are talking about a median annual expense of over $100,000 in the state of California for a private room in a nursing home according to Genworth Financial.
Elder care attorneys help people who are concerned about these potential latter life expenses. Medi-Cal is a government health insurance program that will pay for long-term care, and it is the solution for many. However, because it is a need-based program, you must act in an informed manner to prepare yourself optimally from a financial perspective.
Identifying the Right Elder Care Attorney
Now that we have provided the necessary background, we can answer the question that serves as the topic of this post. One way to find an elder care attorney would be to ask around among your family members, friends, and colleagues that you trust.
When you get a recommendation from someone that you know well, you can be reasonably sure that the attorney that is being endorsed is going to provide you with effective legal counsel.
Another option would be to go through a reputable professional organization. For example, our firm is a member of the American Academy of Estate Planning Attorneys. This esteemed organization has been a highly respected source of education and information for over 20 years. If you were to search the Academy’s database, you would find an elder care attorney in your area who is a member in good standing.
Free Elder Care Planning Consultation
If you live in the greater San Jose area, you have already located a licensed elder care attorney who can assist you. Our firm offers free consultations, and we would be glad to answer your questions and help you construct an effective plan for aging.
You can request an appointment through this website or call us at 408-356-9200.
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