If you are like the majority of people, then you know you should include life insurance in your estate plan, but you’re probably not sure what type to include, how many policies you need, or how much to purchase. Life insurance can be an extremely beneficial and versatile addition to an estate plan. The key to incorporating life insurance into your estate plan is to gain a firm understanding of the types of polices available and then properly calculating how much you need.
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Litherland, Kennedy & Associates have been providing quality estate planning services in the Greater Bay Area since 1975. They are committed to helping those concerned with protecting their families from the devastating legal effects of disability and death. With the aid of public seminars, educational presentations, articles, and radio/television interviews, the law office has championed the use of revocable living trusts as a proven way to protect families from probate, to minimize or eliminate federal estate taxes, and to prevent the Medi-Cal Recovery lien. Roy W. Litherland and Justin M. Kennedy are certified as Legal Specialists in Estate Planning, Trust and Probate Law by the California State Bar Board of Legal Specialization. They are members of the American Academy of Estate Planning Attorneys and National Academy of Elder Law Attorneys.
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