If you have decided that you would like to discuss the future with an elder care attorney, you would do well to make some preparations in advance. In this post we will look at a few of the questions that you may want to ask your elder care attorney.
1.) How do I prepare for long-term care expenses?
According to statistics that have been compiled by the United States Department of Health and Human Services, a majority of senior citizens are going to need assistance with their day-to-day needs at some point in time. Medicare will not pay for long-term care. As a result, responsible individuals who want to be prepared for contingencies that they may face in the future must address this reality.
Elder care attorneys help clients come up with answers to long-term care questions. One way that you can prepare for long-term care expenses would be to purchase long-term care insurance. There are some pros and cons that go along with this course of action, and you can discuss them with your attorney.
Many people who need assistance with long-term care costs take steps to become eligible for Medi-Cal. Medi-Cal is a jointly run federal/state health insurance program that will assist with long-term care costs.
Because Medi-Cal is a need-based program, you have to be quite measured when you are looking ahead with eligibility in mind. The objective is to gain eligibility while retaining a maximum store of assets for the well-being of your loved ones.
2.) What are my long-term care options?
Long-term care can be provided in different ways. People who need comprehensive care will reside in nursing homes. Those who are capable of maintaining a significant amount of independence often thrive in assisted-living communities.
Some people can receive the living assistance that they need in their own homes.
When you consult with an elder care attorney, you can discuss all of your options and ultimately make an informed decision.
3.) How do I protect my assets from elder financial abuse?
Elder financial abuse is a big problem in the United States today. When you consult with an elder care attorney, you may want to broach this subject and ask any questions that may come to mind.
Unfortunately, a significant percentage of the instances of elder financial abuse that take place are perpetrated by people that are close to the victims. Limiting outside access to financial accounts can be a way to protect your resources.
Elder Care Consultation
This is a short list of three questions that you may want to ask when you consult with an elder care attorney.
Contact our office if you are in need of elder care assistance. In addition to a highly qualified and experienced elder care attorney, we also have two geriatric care managers as part of our elder care team.