Don’t you hate to be the bearer of bad news? We all do. Unfortunately, sometimes we just can’t avoid it. Consider the following situation: Last month I had an appointment with Mrs. Jones. Her husband was diagnosed with Alzheimer’s three years ago, and the disease has progressed to the point where he needs long term nursing home care. At the time of the diagnosis, she talked to some friends of the family, and they told her to add the kids’ names to her bank accounts and mutual funds as a way to … [Read more...] about Is It Effective Medi-Cal Planning to Add Someone’s Name to Your Bank Account? (An Elder Law Today Blog)
What Do I Need to Know About Elder Care?
When you are looking ahead toward the future as a mature adult, you are naturally going to start to think about your active retirement years. If you plan ahead effectively from a financial standpoint, you should have the resources that you need to cross things off your bucket list, enjoy leisure activities, and spend quality time with your family. This is one stage of life, but you should also prepare for the twilight years that will follow. Elder care can enter the picture, and you should … [Read more...] about What Do I Need to Know About Elder Care?
Does the Medi-Cal Look-Back Apply if I Give a Caregiver Child My Home?
Medi-Cal is California's version of the Medi-Cal program that is jointly administered by the federal government along with each respective state government. This program is very important for many senior citizens, because it will pay for long-term care. Most people will need living assistance, and Medicare will not pay for custodial care. Because Medi-Cal is a need-based program, there are income and asset limits that you must stay within to qualify for coverage. In spite of this, many people … [Read more...] about Does the Medi-Cal Look-Back Apply if I Give a Caregiver Child My Home?
Elder Care FAQS: How Common is Alzheimer’s Disease?
Elder care law firms help people who are serious about preparing for the eventualities of aging. Pragmatism is key, and you have to confront some circumstances that can be quite challenging if you want to be optimally prepared. Alzheimer's Disease Everyone has heard of Alzheimer's disease. Though there is such a thing as early-onset Alzheimer's disease, it is relatively rare. For the most part, Alzheimer's is a threat to senior citizens. How common is Alzheimer's disease? The statistics … [Read more...] about Elder Care FAQS: How Common is Alzheimer’s Disease?
Do You Have to Impoverish Yourself to Qualify for Medi-Cal?
People have questions about Medi-Cal when they find out that Medicare will not pay for nursing home care. Medi-Cal is California's version of the Medi-Cal program that is offered nationally, and it does pay for custodial care. Because Medi-Cal is a program that is only available to people who have limited financial resources, people sometimes assume that they must impoverish themselves to qualify. This is a characterization that is not entirely accurate. Countable Assets The Medi-Cal limit on … [Read more...] about Do You Have to Impoverish Yourself to Qualify for Medi-Cal?
Sundown Syndrome: How to Help (an Elder Law Today blog)
Sundown Syndrome: How to Help by: Lois G. Tager, M. Ed., CSA Director of Geriatric Care Management, Litherland, Kennedy & Associates, APC, Attorneys at Law Sundown Syndrome, sometimes referred to as sundowning or sunsetting, describes the onset of behaviors such as agitation, confusion and irritability. These behaviors are often found in people who have cognitive losses or Alzheimer’s disease; although some research suggests that they can also be found in seniors simply because of age-related … [Read more...] about Sundown Syndrome: How to Help (an Elder Law Today blog)
How Do Elder Care Attorneys Charge?
If you are one of the many baby boomers approaching retirement age, you may want to sit down and discuss things with a licensed elder care attorney. These attorneys focus on the issues of our day that are particularly relevant to senior citizens. When you do not know all of the facts, it may seem as though a basic foundation will be waiting for you when you reach the age of retirement. Social Security will provide a source of ongoing income, and Medicare will cover all of your health care … [Read more...] about How Do Elder Care Attorneys Charge?
What Is an Elder Care Attorney in Campbell California
What Is an Elder Care Attorney in Campbell California from Roy W. Litherland An elder care attorney can help you create a long-term financial framework that leads to a comfortable retirement. Learn more about elder care attorney in Campbell California in this presentation … [Read more...] about What Is an Elder Care Attorney in Campbell California
Elder Care FAQs: Does the Nursing Home Get Half of My Assets?
There are some myths that circulate with regard to nursing home expenses. We endeavor to clear up these misconceptions from time to time on this blog. Today we will look at a common elder care question. Medi-Cal & Long-Term Care Before we get to the specific question, we should provide some basic background information. Most seniors will qualify for Medicare when they reach the age of 65. You are probably aware of the fact that Medicare is a government health insurance … [Read more...] about Elder Care FAQs: Does the Nursing Home Get Half of My Assets?
Do I Control Assets in a Medi-Cal Trust?
A Medi-Cal trust can be used if you want to qualify for Medi-Cal to pay for long-term care. Before we get to the question of control, we should explain why Medi-Cal coverage could be relevant to you during the latter portion of your life. Living Assistance We are all aware of the fact that some seniors require living assistance. When you are healthy, you may assume that it is unlikely that you will ever be one of them. As a result, you may not care too much about long-term care and the … [Read more...] about Do I Control Assets in a Medi-Cal Trust?
