Medicaid is a jointly administered federal/state government health insurance program. It is designed as a safety net that provides health care insurance for people who can demonstrate significant financial need. In the state of California, the program is called Medi-Cal. If you are going to qualify for Medicare when you reach the age of 65, you may initially wonder why Medi-Cal should be relevant to you when you are planning for the future. The reason why Medi-Cal is relevant to a significant … [Read more...] about How Does Medicaid/Medi-Cal Apply to Married Couples?
How Does Medi-Cal Treat My Home?
Before we look at the matter of Medi-Cal eligibility and home ownership, we should briefly explain why Medi-Cal is important to many seniors who were never financially needy. Medi-Cal is a need-based health insurance program that is intended for people with limited resources. In spite of this, a high percentage of elders ultimately seek Medi-Cal eligibility. This is because Medicare will not pay for long-term care. If you were to require assistance with your activities of daily living, this is … [Read more...] about How Does Medi-Cal Treat My Home?
Will Medi-Cal Pay for In-Home Care?
When you are budgeting for the future, you should certainly set aside funds for your active retirement years. At the same time, there are additional expenses that you may encounter when you reach the twilight years. A significant percentage of senior citizens will need assistance with their activities of daily living. According to the United States Department of Health and Human Services, 70 percent of people who are attaining senior citizen status will need help with their day-to-day needs … [Read more...] about Will Medi-Cal Pay for In-Home Care?
Is Medi-Cal Relevant to the Health-Conscious?
Everyone is aware of the fact that they should plan ahead for retirement. You typically envision retirement as a time when you can travel, engage in leisure activities, and spend quality time with your family. Since you will be qualified for Medicare as a senior citizen, you may never even think about Medi-Cal. Medi-Cal is a need-based health insurance program that is jointly administered by the state government along with the federal government. If you have never had financial need, Medi-Cal … [Read more...] about Is Medi-Cal Relevant to the Health-Conscious?
What Is the Five-Year Medi-Cal Look-Back?
The Medi-Cal program is in place to provide a health care safety net for people with limited financial resources. Unlike Medicare, it is not specifically designed for senior citizens, but many senior citizens do qualify for Medi-Cal. This program is administered by the federal government along with each respective state government, so each state has some latitude with regard to how the program is administered. Our firm practices in the state of California. Here in California, the program is … [Read more...] about What Is the Five-Year Medi-Cal Look-Back?
A” Quiet” Change in Medicare (An Elder Law Today Blog)
by Lois G. Tager, M. Ed., CSA Director of Geriatric Care Management, Litherland, Kennedy & Associates, APC, Attorneys at Law A “Quiet “change in Medicare is often one where physicians and health care providers are informed but not the general senior population. Susan Jaffe of the New York Times recently wrote about a change of which we believe seniors and all beneficiaries should be aware. Previously, a patient could be denied coverage for physical therapy and occupational therapy because … [Read more...] about A” Quiet” Change in Medicare (An Elder Law Today Blog)
What Is the Medi-Cal Monthly Maintenance Needs Allowance?
Medi-Cal is a jointly run federal/state government program that provides health insurance for people who have very limited financial capabilities. In the state of California, the program is called Medi-Cal. Though it is a need-based program, Medi-Cal is very important for a significant percentage of senior citizens who were never financially needy throughout their lives. This is because Medi-Cal pays for long-term care. Medicare will not assist with long-term care expenses. Medi-Cal … [Read more...] about What Is the Medi-Cal Monthly Maintenance Needs Allowance?
How Do You Find an Elder Care Attorney?
Elder care attorneys assist clients who want to address the eventualities of aging. Indeed, there are a number of different contingencies that you may face when you reach an advanced age. You should certainly be aware of them so that you can take the right steps to prepare yourself. Long-Term Care Costs One of the most pressing issues of our day is the matter of long-term care costs. Many people are lulled into a false sense of security. They believe that Medicare will pay for all of their … [Read more...] about How Do You Find an Elder Care Attorney?
What Are the Differences Between a Revocable Living Trust and a Medicaid/Medi-Cal Trust?
There are different types of trusts that are used for different purposes. One of the major distinctions between trusts is that some of them are revocable, and some of them are irrevocable. First, we will look at a common type of revocable trust called a revocable living trust, and we will then draw a contrast between this type of trust and a Medicaid/Medi-Cal trust. Revocable Living Trusts A revocable living trust is largely utilized as a tool to facilitate the avoidance of probate. When … [Read more...] about What Are the Differences Between a Revocable Living Trust and a Medicaid/Medi-Cal Trust?
When Is The Right Time To Do Medicaid/Medi-Cal Planning? (An Elder Law Today Blog)
Our office receives numerous calls from concerned loved ones and family members wondering if or when they should start Medi-Cal planning (Medicaid is called “Medi-Cal” in California). The answer: It is never too early or too late to discuss the planning options available. Below are just two examples of the many types of calls we get every day where we advise clients that Medi-Cal planning is an option right now. Mrs. Jones is an 81-year-old widow experiencing short-term memory loss. She is … [Read more...] about When Is The Right Time To Do Medicaid/Medi-Cal Planning? (An Elder Law Today Blog)
